LIST OF SERVICES - PROTECTION

Medical Insurance

With access to multiple local, international and State medical insurers, we are able to deliver a wide variety of solutions able to fit your needs and requirements for medical coverage. These solutions usually provide emergency and evacuation coverage, but we can also include a very wide range of additional options. We also provide advice, guidance and representation to clients for augmenting their home-country medical provisions for both temporary and longer-term international assignments. Ultimately, we assist our clients in finding the right medical solutions that fit their needs and budget.

Health Assurance

Our clients can better protect their lifestyle and financial wellbeing through our comprehensive range of international healthcare providers, where each solution is specifically customised to meet their unique requirements. Healthcare coverage solutions can be regional or global, budget or comprehensive, individual or group sponsored, and can encompass organ replacement, dental, maternity, elective surgery, non-traditional therapy, home-care, and many other options and features in addition to the standard range of coverage provided by most quality providers; and thus we are able to come close to replicating many state provisions such as the Australian Medicare, UK NHS and the French Sécurité Sociale. Our goal is to help our clients protect both their health and lifestyle, and match their expectations.

Life and Critical Illness

Our financial protection solutions enable our clients to more effectively balance their coverage needs against their lifetime goals, should the worst happen. Protective options include term assurance, whole life, critical illness, and terminal illness cover. Solutions can be funded on a monthly, quarterly or annual basis. Additionally, we provide guidance on suitable succession structures such as Wills, Will-Trusts, and offshore trusts and foundations to help avoid probate delays, particularly where cross-border assets are involved. Our solutions help ensure that your beneficiaries are appropriately provided for in an effective, tax-efficient and diligent manner.

Income Replacement

Since many of our clients recognise that statistically, they face a higher likelihood of a long-term illness than they do from physical death; clients choose to protect their lifestyle and future aspirations with an income replacement solution. Our solutions do take into account existing employer and state income replacement provisions to ensure cost is minimised. Benefit structures can be indexed or level, provide a variety of deferred periods, and can be from 5years up to age 60. Ultimately, this solution provides our clients with significant peace of mind.

Travel Insurance

We offer a variety of travel insurance solutions to meet the travel needs of most clients. Coverage can be arranged on a per-day, per-trip or annualised basis; can be individual, family or for corporate travel; global or regionally focused; for business, sports and vocational travel; can include baggage and flight cancellation options; personal accident and medical evacuation; and can even cater for ‘hot-spot’ destinations.

Group and Corporate Benefits

Solutions range from standardised SME plans through to highly customised group schemes. For SME’s, our solutions usually consist of modular platforms able to cater for employee or executive retirement platforms; integrated medical and healthcare schemes; reward programmes; and death-in-service or impairment benefits. For larger corporations, our solutions aggregate multiple platforms into an integrated scheme customised to synthesise multiple cross-border operations. Additionally, our solutions can be extended to include corporate governance, offshore structuring, international finance, and strategic tax planning.

Interested? Need to discuss?

We are looking forward to hearing from you